{"id":17268,"date":"2025-12-28T06:06:59","date_gmt":"2025-12-28T06:06:59","guid":{"rendered":"https:\/\/theboholtimes.com\/?p=17268"},"modified":"2026-01-04T01:44:38","modified_gmt":"2026-01-04T01:44:38","slug":"cooperative-education-and-training-fund-cetf-mental-health-management-protocol","status":"publish","type":"post","link":"https:\/\/theboholtimes.com\/?p=17268","title":{"rendered":"<i>Cooperative Education and Training Fund (CETF) <br>(Mental Health Management Protocol)<\/i>"},"content":{"rendered":"\n<figure class=\"wp-block-image size-large is-resized\"><img fetchpriority=\"high\" decoding=\"async\" width=\"1024\" height=\"465\" src=\"https:\/\/theboholtimes.com\/wp-content\/uploads\/2025\/02\/MHMPAUpdates-min-1024x465.jpg\" alt=\"\" class=\"wp-image-13995\" style=\"width:840px\" srcset=\"https:\/\/theboholtimes.com\/wp-content\/uploads\/2025\/02\/MHMPAUpdates-min-1024x465.jpg 1024w, https:\/\/theboholtimes.com\/wp-content\/uploads\/2025\/02\/MHMPAUpdates-min-300x136.jpg 300w, https:\/\/theboholtimes.com\/wp-content\/uploads\/2025\/02\/MHMPAUpdates-min-768x349.jpg 768w, https:\/\/theboholtimes.com\/wp-content\/uploads\/2025\/02\/MHMPAUpdates-min-1536x698.jpg 1536w, https:\/\/theboholtimes.com\/wp-content\/uploads\/2025\/02\/MHMPAUpdates-min-1170x532.jpg 1170w, https:\/\/theboholtimes.com\/wp-content\/uploads\/2025\/02\/MHMPAUpdates-min.jpg 1650w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<p>COOPERATIVES exist to meet the <strong>economic, social, and cultural needs<\/strong> of people through <strong>collective ownership and democratic control<\/strong>. They are formed when individuals realize that acting together is more effective and fair than acting alone. Cooperatives help members obtain goods, services, credit, or market access at reasonable cost. By pooling resources, members reduce costs, increase bargaining power, and protect themselves from exploitation by middlemen or monopolies. Individual members are often too weak economically to operate efficiently on their own.<\/p>\n\n\n\n<p>The cooperative model is based on self-help rather than profit maximization. Members support one another to improve their livelihoods collectively. Cooperation strengthens people economically and socially without dependence on external capital owners. Cooperatives are owned and managed by members on the principle of <strong>one member, one vote<\/strong>, unlike companies where control depends on capital. This ensures equality, participation, transparency, and accountability.<\/p>\n\n\n\n<p>Cooperatives promote inclusion of weaker sections of society such as small farmers, workers, artisans, and consumers. They help reduce inequality and support community development. Economic development should benefit people, not just capital. Unlike private enterprises, cooperatives exist primarily to <strong>serve members<\/strong>, not to maximize profit. Any surplus is shared fairly or reinvested for member benefit.&nbsp; Service-oriented enterprises are more sustainable and socially responsible.<\/p>\n\n\n\n<p>Cooperatives emphasize education, training, cooperation, honesty, and social responsibility. Cooperatives exist to <strong>combine economic efficiency with social justice and democratic values<\/strong>, making them a people-centered form of organization.<\/p>\n\n\n\n<p><strong>RA 9520<\/strong> is the law that <strong>amended Republic Act No. 6938<\/strong> (the Cooperative Code of the Philippines). It was enacted to <strong>strengthen, modernize, and professionalize cooperatives<\/strong> in the Philippines. RA 9520 was passed to: strengthen the <strong>cooperative movement<\/strong><strong>, i<\/strong>mprove <strong>governance, accountability, and transparency<\/strong><strong>, m<\/strong>ake cooperatives more responsive to <strong>economic and social development<\/strong><strong>, <\/strong>and align cooperatives with <strong>international cooperative principles<\/strong><strong>. <\/strong><strong><\/strong><\/p>\n\n\n\n<p>One of the salient features of the cooperative is the <strong>Cooperative Education and Training Fund (CETF)<\/strong> is a <strong>mandatory fund<\/strong> required under <strong>Republic Act No. 9520 (Philippine Cooperative Code of 2008)<\/strong>. Its main purpose is to support the <strong>continuous education, training, and capacity-building<\/strong> of cooperative members, officers, and employees. CETF exists to: educate members on <strong>cooperative principles<\/strong><strong>;<\/strong><strong> values, and laws<\/strong><strong>, t<\/strong>rain officers and employees in <strong>governance, management, and finance<\/strong><strong>; d<\/strong>evelop leadership and professional competence; ensure cooperatives are <strong>well-managed, transparent, and sustainable<\/strong><strong>. <\/strong><strong><\/strong><\/p>\n\n\n\n<p>At least <strong>10% of the net surplus<\/strong> of a cooperative is allocated to CETF. Part of this fund may be remitted to: f<strong>ederations and unions<\/strong><strong>, and <\/strong><strong>CDA-accredited training institutions<\/strong>, as required by law.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>COOPERATIVES exist to meet the economic, social, and cultural needs of people through collective ownership and democratic control. They are formed when individuals realize that acting together is more effective and fair than acting alone. Cooperatives help members obtain goods, services, credit, or market access at reasonable cost. By pooling<\/p>\n","protected":false},"author":2,"featured_media":8454,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"om_disable_all_campaigns":false,"footnotes":""},"categories":[37,10],"tags":[],"class_list":["post-17268","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-mhmp-updates","category-opinion",""],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.6 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Cooperative Education and Training Fund (CETF) (Mental Health Management Protocol) - The Bohol Times<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/theboholtimes.com\/?p=17268\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Cooperative Education and Training Fund (CETF) (Mental Health Management Protocol) - The Bohol Times\" \/>\n<meta property=\"og:description\" content=\"COOPERATIVES exist to meet the economic, social, and cultural needs of people through collective ownership and democratic control. 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