{"id":10809,"date":"2024-06-16T15:36:45","date_gmt":"2024-06-16T15:36:45","guid":{"rendered":"http:\/\/theboholtimes.com\/?p=10809"},"modified":"2024-06-23T19:10:16","modified_gmt":"2024-06-23T19:10:16","slug":"financial-literacy-for-credit-and-risk-management-mental-health-management-protocol","status":"publish","type":"post","link":"https:\/\/theboholtimes.com\/?p=10809","title":{"rendered":"Financial Literacy for Credit and Risk Management
(Mental Health Management Protocol)<\/i>"},"content":{"rendered":"\n
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UNDERSTANDING and utilizing a variety of financial abilities, such as investing, budgeting, and personal financial management, successfully is known as financial literacy. One can have a wise relationship with money when financially literate. It takes a combination of awareness, knowledge, skill, attitude, and conduct to attain individual financial well-being and make wise financial decisions. (https:\/\/www.stash.com\u203alearn \u203afinancial-literacy). The five fundamental principles of financial literacy are earn, save & invest, protect, spend, and borrow. These principles offer practical guidance to improve your financial literacy and optimize your assets.<\/p>\n\n\n

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The Ubay District Public School Teachers and Employees Credit Cooperative (UDPSTECC) Board of Directors, Committee Members, Management, and Staff attended a three-day seminar on Financial Literacy, Risk, and Credit Management of Cooperatives. These Cooperative Development Authority (CDA) mandated seminars were managed and facilitated and facilitated by Negros Oriental\u00a0Union of Cooperatives (NeOrUnCo). The three-in-one seminar was held at Royal Suites Inn, Dumaguete City, Negros Oriental, on June 13-15, 2024.<\/p>\n\n\n

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Financial statements to stakeholders vary. From the members\u2019 perspectives, it was more of the safety of investments, profitability, the effectiveness of management, and liquidity; to the creditors, FS has something to do with liquidity, profitability, safety of investment, and effectiveness of management; and to the management, FS deals with profitability, liquidity, the effectiveness of management, and safety of the investment.<\/p>\n\n\n\n

One of the major considerations in managing the UDPSTECC, is risk management. It was given of great importance in the discussion. It was stressed that RM involves managing an appropriate balance between realizing opportunities for gains while minimizing losses.<\/p>\n\n\n\n

UDPSTECC\u00a0 has a board of directors who are committed, passionate, and attitude toward the effectiveness and efficiency of providing services to their clients, learned a lot from the topics discussed. Ma. Maya V. Tumalon PhD, MDM, Jupiter I. Maboloc PhD, Davilin B. Cuanan PhD, Anatolio G. Caderao, Lolito F. Boaquin, Beverly A. Atupan, and Renaldo A. Carillas are the BODs who have commitment, passion, and attitude (CPAs) to be of service for the betterment of Ubay District teachers, school leaders, and non-teaching personnel.<\/p>\n\n\n\n

Evelyn P. Golosino, Manager; Salome F. Cutamora, Cashier; Gemma D. Tubo, Secretary, Brenda B. Soriso, Treasurer, Arielle C. Famador, Bookkeeper; Darcy Cutamora, Compliance Officer; and Edwin Durias, Collection Officer, showed commitment and competence in providing expected services to the clients. \u00a0\u00a0\u00a0\u00a0\u00a0 Each district represented the different committees. Audit Committee: Chairperson Theresa V. Abapo, V-Chair Amelia C. Balucan, and Secretary Amie D. Salva; Ethics Committee Chairperson Aurora Boysillo, V-Chair Ma. Richie C. Bulaga, and Secretary Orencia B. Pacarat; Education Committee: Jupiter I. Maboloc, V-Chair Nanette Degamo, and Maridonna G. Teloren; GAD Committee: Dir Davilin Cuanan, Joey B. Bitua, and Lucille Namoco; MedConCom: Marjon Nahial, Romeo Margate, and Leoncio Bulabos; Election Committee: Georgia B. Cagulangan, Teresita Cabreros and Procesima Atupan; and Credit Committee: Chair Randy O. Revilla, \u00a0Carla C. Yu, and Stella Maris C. Palmero.<\/p>\n","protected":false},"excerpt":{"rendered":"

UNDERSTANDING and utilizing a variety of financial abilities, such as investing, budgeting, and personal financial management, successfully is known as financial literacy. One can have a wise relationship with money when financially literate. It takes a combination of awareness, knowledge, skill, attitude, and conduct to attain individual financial well-being and<\/p>\n","protected":false},"author":2,"featured_media":8454,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"om_disable_all_campaigns":false,"footnotes":""},"categories":[37,10],"tags":[],"class_list":["post-10809","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-mhmp-updates","category-opinion",""],"yoast_head":"\nFinancial Literacy for Credit and Risk Management (Mental Health Management Protocol) - The Bohol Times<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/theboholtimes.com\/?p=10809\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Financial Literacy for Credit and Risk Management (Mental Health Management Protocol) - The Bohol Times\" \/>\n<meta property=\"og:description\" content=\"UNDERSTANDING and utilizing a variety of financial abilities, such as investing, budgeting, and personal financial management, successfully is known as financial literacy. 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